25+ Years Helping Seniors Protect Their Future
With over 25 years of experience, Michelle LaShay Williams helps seniors make confident, stress-free decisions about their health and financial future. Licensed in more than 10 states, she’s here to protect what matters most—your peace of mind
Tailored Solutions
Empowering Your Financial Journey
FINAL EXPENSE
1. Tailored burial and cremation insurance solutions to protect families from unexpected funeral costs
2. Simplified application processes with guaranteed acceptance options (where available)
3. Transparent cost breakdowns and premium schedules to fit any budget
4. Expert advice on benefit riders—such as accelerated death benefits and chronic illness coverage—to ensure comprehensive protection
MEDICARE
1. In-depth knowledge of Original Medicare (Parts A & B), Medicare Advantage (Part C), and Part D prescription drug plans
2. Personalized plan comparisons to match your health needs and budget
3. Guidance through Initial Enrollment, Annual Enrollment, and Special Enrollment Periods
4. Ongoing support to navigate claims, provider networks, and benefit maximization
Partner Carriers
Trusted Providers We Work With
TESTEMONIALS
TRUSTED BY FAMILIES, BACKED BY EXPERIENCE
Frequently Asked Questions
Learn more about how Medicare and Life Insurance work for you.
What's the difference between whole life and term insurance?
Whole life insurance provides lifelong coverage and builds cash value over time. Term insurance offers coverage for a specific period (e.g., 10, 20, or 30 years) with no cash value—just pure protection.
How can I reduce my tax liabilities while maximizing
savings?
Life insurance and retirement planning can provide strategies to help lower your tax burden while protecting your future. Certain life insurance policies may offer tax-advantaged benefits, and Medicare planning can also help reduce unexpected healthcare costs—freeing up more of your savings. The right approach depends on your unique financial situation, so it’s best to discuss your options with a licensed specialist.
How can I align my investments with my financial
goals?
Aligning your investments with your goals starts with understanding what you want to achieve—whether it’s retirement security, protecting your family with life insurance, or managing healthcare costs through Medicare. Life insurance can be part of a long-term financial strategy, offering both protection and potential savings benefits. Working with a licensed professional ensures your investments and coverage match your personal goals and budget
What retirement plan suits my financial situation
best?
The best retirement plan depends on your income, savings goals, and long-term needs. For some, life insurance with cash value can provide both protection and a source of retirement income. Medicare planning also plays a role by helping manage healthcare costs in retirement. A licensed specialist can guide you in choosing a plan that balances security, growth, and affordability to fit your unique financial situation.
What is the best approach to managing and
preserving my wealth?
The best approach combines protection, smart planning, and long-term growth. Life insurance can safeguard your family’s future while offering tax-advantaged benefits, and Medicare planning helps reduce healthcare expenses that could impact your savings. By aligning these strategies with your financial goals, you can preserve wealth while preparing for retirement. A personalized plan created with a licensed specialist ensures your wealth is both protected and positioned to grow.
How can I schedule an appointment with your
financial consultants?
Scheduling an appointment is simple—you can book directly through our online calendar by selecting the service you need, such as Medicare and Final Expense. Choose a date and time that works best for you, and one of our licensed consultants will be ready to assist. You can also contact us by phone or email if you prefer personal scheduling assistance.
